Free Canadian calculator

GST/HST Calculator Canada

Enter the pre-tax amount and applicable tax rate.

Estimates only — not professional advice. This tool simplifies tax and lending rules and may not reflect your full situation. For tax, mortgage, loan or investment decisions, consult a qualified professional and verify figures with official sources such as the CRA. 2026 tax-year figures · Last updated October 17, 2026.
Tax amount—
Total including tax—

Important note

Selling goods or services? The tax flips from something you pay to something you collect. Once a business’s taxable revenues pass $30,000 over any four consecutive calendar quarters, CRA’s small-supplier exemption ends: you must register for a GST/HST number, charge the rate of the province where your customer is supplied — 13% in Ontario — and remit what you collect. Quebec runs separately: the 9.975% QST is administered by Revenu Québec, not CRA, so selling into Quebec can mean two registrations and two returns.

Illustrative estimate only. Actual results can differ because of taxes, payroll frequency, lender underwriting, fees, compounding conventions and personal circumstances.

How this calculator works

This calculator answers two questions: how much sales tax is added to a price, and what the tax-inclusive total is. It uses the two formulas baked into the page's JavaScript: Tax amount = pre-tax amount × (rate ÷ 100), and Total = pre-tax amount × (1 + rate ÷ 100).

The rate is whatever you type, because Canadian sales tax is not one number. Ontario and the Atlantic provinces use a harmonized HST (13% in Ontario — 5% federal GST plus an 8% provincial portion); Alberta and the territories use 5% GST only; Manitoba and Saskatchewan combine 5% GST with provincial tax; Quebec pairs 5% GST with 9.975% QST. Enter the combined effective rate for your province and transaction, and the calculator does the rest.

One limit to know: it only computes tax forward from a pre-tax amount. If you already have a tax-inclusive price, divide it by (1 + rate ÷ 100) to work backwards — the worked example below shows exactly how.

Worked example

With the page's defaults — $100 at 13%, the Ontario HST rate — the tax is $100 × 13 ÷ 100 = $13.00 and the total is $100 × 1.13 = $113.00.

Try a real purchase: a $299.99 jacket bought in Alberta, where only 5% GST applies. Tax = $299.99 × 0.05 = $15.00 (rounded), and the total is $314.99. The same jacket in Ontario at 13% HST would carry $39.00 in tax for a $338.99 total — a $24 difference on the same sticker price, which is exactly why entering the right rate matters.

Going backwards: a $1,130 restaurant bill in Ontario includes 13% HST. Pre-tax price = $1,130 ÷ 1.13 = $1,000.00, so the tax buried in the bill is $130.00.

Practical tips

  • Confirm the rate before you quote. Charging 13% HST to an Alberta customer (or 5% GST to an Ontario one) will either eat your margin or overcharge them — and the calculator cannot catch that mistake for you.
  • Check that the item is taxable. Basic groceries and many medical services are zero-rated or exempt. This tool assumes the full rate applies, so verify taxability first.
  • Freelancers: quote pre-tax and tax separately. It keeps invoices clean and makes it obvious you are collecting GST/HST to remit, not padding the price.
What rate should I enter for Ontario?

Enter 13 — the 2026 Ontario HST rate, which is also this page's default. That single number already combines the 5% federal GST and the 8% Ontario provincial portion, so never add them separately.

How do I remove tax from a total I already paid?

This tool only adds tax forward. To reverse it, divide the tax-inclusive price by 1 plus the rate as a decimal: at 13% HST, divide by 1.13. A $113 total is $100.00 before tax, so the tax portion is $13.00.

Does it handle Quebec's QST or other provincial taxes?

Yes, as long as you enter the right combined rate. For most Quebec purchases enter 14.975 (5% GST + 9.975% QST); for Manitoba or Saskatchewan, combine 5% GST with the provincial rate. The math is identical — only the number you type changes.

Frequently asked questions

Does this determine the correct tax rate?

No. Enter the rate that applies to your transaction and province.

Can this calculate a tax-inclusive price?

It calculates tax from a pre-tax amount. Divide a tax-inclusive price by 1 plus the rate to reverse the calculation.