Canada Money Tools guide

Ontario Income Tax 2026: A Practical Guide

Understand how federal and Ontario provincial income tax interact for Ontario residents.

Overview

Ontario income tax is progressive. Your combined tax bill depends on federal and provincial brackets, credits, payroll contributions and personal circumstances.

Use salary examples and calculators on this site to understand the mechanics, but verify personal tax figures with official CRA information and your own tax records.

Key points

  • Federal and Ontario tax use progressive brackets.
  • Credits can reduce tax after applying rates.
  • Payroll deductions are not identical to final tax payable on a tax return.
  • Annual tax rules can change, so check the applicable tax year.