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Ontario Car Loan Calculator
Enter vehicle price, trade-in, down payment, HST rate, interest rate and term.
Illustrative taxable amount—
Estimated HST—
Amount financed—
Monthly payment—
Total interest—
Important note
Estimate taxable vehicle amount, HST, financed amount, monthly payment and interest.
Illustrative estimate only. Actual results can differ because of taxes, payroll frequency, lender underwriting, fees, compounding conventions and personal circumstances.
Frequently asked questions
How is the trade-in treated here?
This educational model reduces the taxable amount by the trade-in value before applying the entered HST rate. Actual tax treatment depends on the transaction.
Are dealer fees included?
No. Add applicable fees to the financed amount separately.